Supplementary health insurance
Your tailored supplementary health insurance
With medicis supplementary health insurance, treat yourself to the best care while keeping your healthcare costs under control.
How does it work?
All you need to know about supplementary health insurance
medicis covers the medical expenses that are not refunded by the Caisse Nationale de Santé (CNS – National Health Service) within the limits of the package selected. Without this additional cover, the balance of healthcare expenses may be considerable.
medicis supplementary health insurance comes into play after reimbursements from the CNS, and offers high-level services whether in the event of hospitalisation, dental treatment, visual aids or any other outpatient treatment.
The amount of insurance premium is deductible from the income tax declaration as a special expense (article 111 of the Luxembourg Income Tax Law).
Our packages
2 health insurance packages to choose from, depending on your needs
Choose the hospi+ option for optimum protection in the event of hospitalisation or surgery, or the confort option to protect you whatever happens. It covers hospitalisation as well as more regular medical expenses (see below for more details).
|
Medicis Hospi+
|
Medicis Confort
|
|
|---|---|---|
|
Hospitalisation care
|
||
|
Consultations, medical examinations, out-patient surgery performed at a hospital
|
||
|
Hospitalisation-related medical treatment (30 days before/90 days after)
|
||
|
Free choice of hospitals in Europe
|
||
|
Private room or a daily set amount compensated whilst in hospital (if a private room is not taken)
|
||
|
Expenses incurred by a medically necessary transfer to the nearest medical centre or hospital during a temporary stay abroad.
|
||
|
Medical treatment
|
||
|
Visual aids and eye care
|
||
|
Dental treatment
|
||
|
Alternative therapies
|
Included
Not included
How do I get reimbursed?
Your Espace Client lets you submit cover requests online for faster, easier processing and enables you to monitor your reimbursements whenever you like! Depending on the kind of cover requested, we may ask you for:
- The account issued by the statutory health insurance fund (i.e. the CNS)
- A copy of all medical bills and fees
- A copy of all doctor’s prescriptions
- Your pharmacy receipts for medication prescribed by your doctor
Regarding hospitalisation
Important
Please submit your request beforehand via your Client Area.
For dental expenses
If the health insurance fund asks you for a quotation before covering certain dental or orthodontic expenses, send us the health insurance fund quotation relating to your file.
Manage your healthcare requests in a flash
To ensure your reimbursements are processed more quickly, please send us all correspondence relating to the reimbursement of medical expenses via the client area.
- Submit your requests online
- Receive guidance and alerts in the event of any missing supporting documents
- Check the progress of each health request
- See your history and download your statements
Do you have any questions about your reimbursements for medical expenses?
Do not hesitate to contact your agent Foyer
Our services to simplify your life
Foyer online health services
Submit cover requests, get alerts for any missing supporting documents, and check and monitor your reimbursements directly – anytime, anywhere.
Child assistance
Is an accident or illness preventing your children from going to school? We will cover the costs of private tuition.
A second medical opinion to get the right diagnosis
Looking to confirm a diagnosis from your primary care physician? Call on an international network of physicians and get a second opinion remotely with Best Doctors.
French cross-border workers
Foyer and its partner Novamut have set up a third-party payment and remote transmission service.
No more need to forward your expenses to health professionals in France, you just need to present your Foyer insurance card, and the computerised exchange of information between Social Security and Foyer will take place automatically. Which makes life easier for French residents!
Go to your client area to take advantage of this service.
Sports and physical activity play a crucial role in children’s development. They promote physical, emotional, social, cognitive, and mental wellness. Fortunately, most children are naturally motivated to expend energy. However, falls and injuries are almost just as natural. If your child becomes injured at school, while participating in a club sport, at home, or at an athletic competition, do you know which type of insurance would come into play?
A beautiful smile takes work and that work is sometimes expensive. Fortunately, Luxembourg’s health insurance system guarantees access to affordable healthcare, including visits to the dentist. However, the level of reimbursement for dental treatment may vary depending on age, the type of treatment and whether or not you have supplementary health insurance. In this article, we explore different scenarios to help you navigate the dental reimbursement process.
Wenn Sie Ihre Sportschuhe anziehen, dann wollen Sie nur noch loslaufen? Nicht so schnell! Es ist überaus wichtig, sich zu dehnen, um die Flexibilität und die Bewegungsamplitude Ihrer Muskeln zu erhalten. Laufen mit steifen, starren Muskeln kann mehrere Wochen Krankengymnastik nach sich ziehen. Es wäre doch schade, das Training unterbrechen zu müssen.
Foyer blog
Find all our advice on the blog
You can discover all our articles written by experts to help you understand the world of insurance, give you the best advice and above all, help you prevent risks in your everyday life.
The insurance check-up, the central instrument of our advisory approach
As an insurer, our role is to guide you towards the type of coverage most suited to your daily activities so that you feel fully protected.
To help everyone clarify their situation, we have developed what we call the “customer assessment“. It’s a simple, intuitive tool that provides an overview of your insurance needs, defines your priority requirements and your medium- and long-term prospects, and guides you towards a personalised solution.
To take advantage of this service, just make an appointment with a Foyer agent, it’s free and with no obligation.
MyFoyer Client Area
In your MyFoyer client area, you can view your contracts, request a tax certificate or update your personal details.
Contact me
Contact our experts and we will provide you with a quick response.