Unpaid rent
Up to 12 months’ unpaid rent
mozaïk offers custom insurance for home owners looking to rent their properties with total peace of mind. Foyer offers cover to protect your investment and keep unforeseen events from affecting your income!
income
Your cover
You have essential guarantees to protect your rental property.
Building owner third-party liability
This special insurance covers you for damage caused to third parties by maintenance, repair and renovation works.
Rent reimbursement
What if your tenant stops paying rent? We will cover your rent and utilities for 12 months. It won’t affect you at all!
Legal cover for unpaid rent
We take care of legal and extra-legal fees related to unpaid rent and even eviction costs.
Damage caused by tenants
Some damage is covered by tenant’s insurance, but mozaïk covers the cost (up to six months’ rent) of restoring your property in the event you notice damage caused by the tenant during the final status report when they are moving out.
Eco-energy cover
Your renewable energy installations such as geothermal, hydroelectric, wind turbine, solar panel, heat pump, biomass, condensing boiler and micro CHP boiler systems are insured for breakage and construction defects. We also cover loss of electricity production.
Building owner legal expenses
In the event of a dispute with a tenant, professional or service provider, we help you through the process and cover the cost of your legal, expert’s and bailiff’s fees.
Your advantages
24/7 assistance
We will immediately send a professional to handle emergency heating breakdowns, water leaks, blocked pipes, etc.
Simplicity
All of your property covered under a single policy.
Personalised advice
You need to be reassured and advised in difficult times. That’s why our network of agents is here for you.
Luxembourg’s population is expected to reach 1 million inhabitants in 2050 compared to 700,000 today. With this population growth, the demand for housing is exploding, both for purchasing and rentals. This is why the property rental market is attracting more and more investors looking for returns. For a rental to be successful, you should be well-prepared and protect yourself. Our article tells you everything you need to know to become a worry-free landlord or landlady!
When you arrive in Luxembourg, you’ll realise several things. In order: housing is expensive, there are many expats and newcomers, coliving is an excellent idea. Less expensive and comfortable, you can put your suitcases down and feel at home in good company.
Are you planning to move to Luxembourg and are you planning to buy a property? Allow plenty of time to find that rare gem, as demand far exceeds supply. You will also need a sizeable budget, because property prices are much higher than in neighbouring countries. Prices, help to buy and renovation subsidies, conditions to watch out for: we detail all these points for you in this article.
Foyer blog
Find all our advice on the blog
You can discover all our articles written by experts to help you understand the world of insurance, give you the best advice and above all, help you prevent risks in your everyday life.
The insurance check-up, the central instrument of our advisory approach
As an insurer, our role is to guide you towards the type of coverage most suited to your daily activities so that you feel fully protected.
To help everyone clarify their situation, we have developed what we call the “customer assessment“. It’s a simple, intuitive tool that provides an overview of your insurance needs, defines your priority requirements and your medium- and long-term prospects, and guides you towards a personalised solution.
To take advantage of this service, just make an appointment with a Foyer agent, it’s free and with no obligation.
MyFoyer Client Area
In your MyFoyer client area, you can view your contracts, request a tax certificate or update your personal details.
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Contact our experts and we will provide you with a quick response.