Life insurance

Life insurance to protect you and your loved ones

Protect your family’s future while optimising the taxation of your savings with our life insurance products. The key to a secure financial future!

I grow
my savings
I save for
my retirement
I protect
my family

Our SOLUTIONS

Find out more about Foyer life insurance tailored to your needs

You can’t predict what life will throw at you, but you can anticipate the risks and secure your financial future and that of your loved ones. With our life insurance policies, you can protect your family, build up your supplementary pension, save for your plans or your children, or grow your capital.

Retirement savings solutions

Supplementary pension insurance allows you to build up savings to supplement your statutory pension and maintain your purchasing power.

With horizon, you prepare for your retirement while taking advantage of stock market opportunities.

Personal protection

Personal protection insurance will protect you against what life throws at you: illness, disability or death, and ensure the payment of a lump sum or annuity to your loved ones.

If you want to protect your loved ones, your income and regularly save for your plans or children, our protect4life solution combines all three while optimising your taxes.

Investment savings

Investment insurance allows you to invest your money in order to make it grow. It will also help you build your future and that of your loved ones by ensuring the transfer of your assets with full confidence.

With our investment solutions, you can build up capital and make it grow by benefiting from stock market returns.

Mortgage loan cover

Temporary outstanding balance insurance enables you to guarantee repayment of your mortgage in the face of events  that could affect your financial capacity.

Our focus investissement solution gives you peace of mind by covering your loan, while protecting your loved ones from any major financial burden in the event of a life event.

Do you want to optimise your taxes?

Some insurance premiums are deductible expenses that can be claimed on your tax return to reduce your tax bill.

Fine wines: a not particularly liquid investment

Like other exceptional wines, Grand cru wines are a profitable but demanding investment. In Luxembourg, their average price has risen by between 4% and 8% a year over the last 20 years. Investing in prestigious fine wines is not as “liquid” as other investments. Painstaking management combined with a long-term strategy is essential to maximising returns.

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Taxation: why is Luxembourg attractive?

Luxembourg is the most attractive country in Europe for international job seekers. In fact, three out of four employees in the country are foreign nationals and 47% of workers are cross-border workers. What role does taxation play in the country’s appeal? Is it really lower than in neighbouring countries? Also, is it more advantageous to be a worker living in Luxembourg or a cross-border worker? Here are a few answers.

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Invest in your plans

Do you have lots of ideas for the future? Do you dream of buying a country house, sailing around the world, building a veranda or helping your children or grandchildren get a good start in life? Today, saving is no longer enough to bring your plans to life. So Foyer has come up with some tailor-made investment solutions that combine the benefits of life insurance with the returns of the financial markets while keeping your money available at all times.

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Foyer blog

Find all our advice on the blog

You can discover all our articles written by experts to help you understand the world of insurance, give you the best advice and above all, help you prevent risks in your everyday life.

The insurance check-up, the central instrument of our advisory approach

As an insurer, our role is to guide you towards the type of coverage most suited to your daily activities so that you feel fully protected.

To help everyone clarify their situation, we have developed what we call the “customer assessment“. It’s a simple, intuitive tool that provides an overview of your insurance needs, defines your priority requirements and your medium- and long-term prospects, and guides you towards a personalised solution.

To take advantage of this service, just make an appointment with a Foyer agent, it’s free and with no obligation.

MyFoyer Client Area

In your MyFoyer client area, you can view your contracts, request a tax certificate or update your personal details.

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